Card payments — tap, insert, and swipe

Swipee supports three card journeys: tap (contactless, using the phone's NFC), insert (chip and PIN), and swipe (magnetic stripe).

Tap on the phone

Newer Android phones can read a contactless card directly, with no extra hardware.

1. 1
   Tap Charge, then Card.
2. 2
   Choose Tap.
3. 3
   Hold the card flat against the back of the phone, near the top.
4. 4
   Keep it still until the screen changes.

If nothing happens, check that NFC is turned on in your phone settings, and remove any thick case.

Insert or swipe

These need a card reader paired with the phone. See Pair a card reader.

What is recorded

Whichever journey you use, Swipee records:

• the payment method (CARD_TAP, CARD_INSERT, or CARD_SWIPE),
• the card type and the last four digits,
• the amount, the fee, and the net amount.

Full card numbers are never stored on the device or shown in Swipee.

The fee, when it applies

The proposed rate for live digital payments is 2.5% per successful transaction, deducted from the sale so your balance shows what you actually keep. Failed transactions are never charged. This rate is not being charged today because no live card money is moving.

Limits

A single sale is capped at US$10,000.

Next steps

• Pair a card reader
• Understand fees and pricing