The Macro Opportunity

A $300B+ African Retail Economy. Still Running on Paper.

Over 85% of retail transactions across Sub-Saharan Africa happen in cash, disconnected from banking ledgers and modern inventory tools.

We are building the unified operating system that brings millions of independent counters into the connected digital economy.

Market Fragmentation

Why legacy solutions fail African retail

Western POS providers assume continuous high-speed broadband, stable single currencies, and expensive $300 hardware rentals. African reality requires a completely different architectural approach.

payments

Cash & Multi-Currency

Merchants handle USD and ZiG cash daily. Unrecorded cash sales cause severe shrinkage and accounting confusion.

inventory_2

Uncontrolled Shrinkage

Without automated stock deduction on sales, owners lose 10%–25% of gross profit to theft, waste, and errors.

phonelink_erase

Hardware Cost Barrier

Bank POS terminals demand large upfront security deposits and fixed monthly rentals that tuckshops cannot afford.

call_split

Isolated Payment Silos

EcoCash, cards, and cash sit in disconnected silos, leaving owners with zero unified financial visibility.

System Architecture

The Connected Ecosystem

How Swipee brings the counter, the stockroom, and the back office into one account.

Layer 1

Phone-First Point of Sale

Zero-barrier counter interface for sales recording, item search, and barcode scanning on Android & iOS.

Layer 2

Automated Stock & Shrinkage Shield

Real-time stock decrement, variant tracking, low-stock safety thresholds, and shrinkage audit logs.

Layer 3

Owner Intelligence & Back Office

Centralized multi-store revenue analytics, cashier permissions, margin tracking, and financial history.

Direction

Where Swipee Is Going

We do not build speculative bloat. Nothing moves forward without real merchant evidence behind it.

Phase 1In Pilot

Make the Till Indispensable

Phone-first cash till, camera barcode scanning, automatic stock decrement, low-stock warnings, multi-currency USD & ZiG sales recording, and owner web dashboard. Zero hardware cost.

Controlled first merchant cohort in Harare.
Phase 2Planned · Partner-Dependent

Connected Payments & Cash Access

Digital payment acceptance and controlled cash access for merchants, delivered together with licensed financial partners.

Subject to partner agreements and regulatory approval.
Phase 3Long-Term Direction

The Merchant Operating System

Deeper operational, customer, and financial tooling for merchants as they grow — shaped by what pilot merchants actually ask for.

Direction of travel, not a shipping commitment.
Ecosystem Collaborators

Build the operating system for African commerce.

Whether you are a bank acquirer, mobile network operator, wholesale distributor, or technical collaborator — join us in transforming counter commerce.