Cash-out availability
Why agent cash-out is not available during the pilot, and how the planned handover will work when it launches.
Updated 13 September 2026
Swipee's planned cash-out service lets a merchant turn a processed-payment balance into physical cash through an approved agent. It is not a live merchant service during the current pilot.
What the prototype demonstrates
- choosing an agent with enough stated float,
- reserving an amount from an available balance,
- issuing a six-digit one-time handover code,
- returning a reserved amount if the request expires or fails.
These records are for testing only. They do not represent money owed to you or held by a real agent.
When live cash-out launches
Swipee will publish the supported locations, fees, limits, agent checks, and dispute process before merchants can use it. A real journey will require you to count the cash before confirming with a short-lived code.
Safety now and later
- Do not meet anyone claiming to be a Swipee cash-out agent during the pilot.
- Never send a future one-time handover code over the phone or by message.
- Swipee support will never ask you to test a withdrawal using your own money.
- Meet agents in a public place during trading hours.
Next steps
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