Cash out with an agent

Turn your Swipee balance into physical cash through a nearby agent, confirmed with a one-time code.

Updated 21 August 2026

Cash-out is how Swipee gets physical money into your hands without a bank branch. You request an amount, an agent holding cash meets you, and a one-time code proves the handover.

Request a cash-out

  1. 1
    Open Cash-out in the app, or Cash-out in the dashboard.
  2. 2
    Swipee lists nearby agents with the cash each one is holding.
  3. 3
    Choose an agent.
  4. 4
    Enter the amount and the currency.
  5. 5
    Confirm the request.

Swipee reserves the amount from your available balance and issues a six-digit one-time code.

Meet the agent and confirm

  1. 1
    Go to the agent with your phone.
  2. 2
    The agent counts out the cash.
  3. 3
    Enter the one-time code to confirm you received it.

The cash-out completes and the reserved amount leaves your balance.

Statuses you may see

StatusMeaning
Pending agentWaiting for the agent to accept
Code sentYour one-time code is active — confirm at the handover
ConfirmedYou entered the code correctly
CompletedThe cash-out is finished and settled
ExpiredThe code ran out. Your money is back in available
FailedSomething went wrong. Your money is back in available

Safety

  • Only enter the code after you have counted the cash.
  • Never send the code to anyone over the phone or by message.
  • No Swipee employee and no agent will ever ask you for the code remotely.
  • Meet agents in a public place during trading hours.

Choosing an agent

The list shows how much cash each agent is holding. Pick one whose float covers your amount — a request larger than an agent's cash cannot be completed.

Next steps

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