Cash out with an agent
Turn your Swipee balance into physical cash through a nearby agent, confirmed with a one-time code.
Updated 21 August 2026
Cash-out is how Swipee gets physical money into your hands without a bank branch. You request an amount, an agent holding cash meets you, and a one-time code proves the handover.
Request a cash-out
- 1Open Cash-out in the app, or Cash-out in the dashboard.
- 2Swipee lists nearby agents with the cash each one is holding.
- 3Choose an agent.
- 4Enter the amount and the currency.
- 5Confirm the request.
Swipee reserves the amount from your available balance and issues a six-digit one-time code.
Meet the agent and confirm
- 1Go to the agent with your phone.
- 2The agent counts out the cash.
- 3Enter the one-time code to confirm you received it.
The cash-out completes and the reserved amount leaves your balance.
Statuses you may see
| Status | Meaning |
|---|---|
| Pending agent | Waiting for the agent to accept |
| Code sent | Your one-time code is active — confirm at the handover |
| Confirmed | You entered the code correctly |
| Completed | The cash-out is finished and settled |
| Expired | The code ran out. Your money is back in available |
| Failed | Something went wrong. Your money is back in available |
Safety
- Only enter the code after you have counted the cash.
- Never send the code to anyone over the phone or by message.
- No Swipee employee and no agent will ever ask you for the code remotely.
- Meet agents in a public place during trading hours.
Choosing an agent
The list shows how much cash each agent is holding. Pick one whose float covers your amount — a request larger than an agent's cash cannot be completed.
Next steps
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