Cash-out availability

Why agent cash-out is not available during the pilot, and how the planned handover will work when it launches.

Updated 13 September 2026

Swipee's planned cash-out service lets a merchant turn a processed-payment balance into physical cash through an approved agent. It is not a live merchant service during the current pilot.

What the prototype demonstrates

  • choosing an agent with enough stated float,
  • reserving an amount from an available balance,
  • issuing a six-digit one-time handover code,
  • returning a reserved amount if the request expires or fails.

These records are for testing only. They do not represent money owed to you or held by a real agent.

When live cash-out launches

Swipee will publish the supported locations, fees, limits, agent checks, and dispute process before merchants can use it. A real journey will require you to count the cash before confirming with a short-lived code.

Safety now and later

  • Do not meet anyone claiming to be a Swipee cash-out agent during the pilot.
  • Never send a future one-time handover code over the phone or by message.
  • Swipee support will never ask you to test a withdrawal using your own money.
  • Meet agents in a public place during trading hours.

Next steps

Was this article helpful?

Related articles

Cash-out availability | Swipee